List of Merchant Payment Gateway projects in Web3 (2026)

Trustee Pay API is a merchant payment gateway that lets businesses integrate cryptocurrency payment acceptance and login authentication into their own services. It provides a GraphQL-based interface for creating invoices, generating payment requests, and processing crypto transactions from customer wallets. Businesses can choose server-side or client-side integration depending on their security requirements, enabling checkout flows such as QR-code or mobile deeplink payments.

Busha Pay is a merchant payment gateway that allows businesses to accept stablecoin payments through checkout integrations, e-commerce plugins, and payment SDKs. Customers can pay directly from a Busha wallet or from an external stablecoin wallet across multiple supported networks. Merchants can also generate shareable payment links for one-off transactions without building a full checkout integration. The product is accessed through its own dedicated page and API documentation, separate from the general business treasury dashboard.

Paymento Payment Gateway is a non-custodial merchant payment gateway that lets businesses accept cryptocurrency payments directly to their own wallets. It processes payments through API integration and prebuilt e-commerce plugins, settling funds without the provider ever holding merchant keys or balances. Merchants using the gateway can accept a wide range of crypto assets across multiple blockchains through a single integration.

Crypto BNPL is a buy now, pay later product that lets customers use cryptocurrency as collateral to make immediate purchases while merchants receive full payment upfront. It integrates with decentralized lending protocols so customers can borrow against their collateral, which remains held in smart contract escrow, and repay over installment terms. The product is in development and not yet available for use.

Ezeebit Pay is a merchant payment gateway that lets businesses accept cryptocurrency and stablecoin payments in-store, online, and through over-the-counter channels. It processes payments via ePOS devices, static QR codes, e-commerce plugins, and a developer API, converting incoming crypto to stablecoins at the moment of payment and settling merchants in stablecoin or local fiat currency the next business day. The platform includes a merchant portal for transaction management, API authentication, and payment tracking, and operates under financial services regulation in its home market.

BTC Direct Onramp is a B2B fiat-to-crypto and crypto-to-fiat gateway that integrates into third-party exchanges, wallets, and crypto platforms via API, embeddable widget, or hosted checkout. Partners offer users local European payment methods including iDEAL, Bancontact, Sofort, and Giropay while BTC Direct handles KYC, AML compliance, and customer support. Known integrations include Coinomi, Ledger, KuCoin, and Gate.io.

AlixPay QR Service is a crypto payment service that lets wallet users pay merchants by scanning a QR code. The user scans the store's code, enters the fiat amount, and confirms the payment from a stablecoin balance, and the merchant receives fiat. Wallet providers integrate it to let their users spend crypto at physical and online stores.

Breeze Payment Platform is a merchant of record payment gateway that lets businesses accept card, digital wallet, and crypto payments through a single API integration. It hosts checkout pages and payout flows, handling payment processing, chargeback and fraud liability, sales tax collection and remittance, and KYC-driven compliance on behalf of merchants. The platform settles merchant balances in stablecoins or fiat and supports recurring subscription billing alongside one-time payins and payouts across multiple blockchains.

ForumPay is a merchant payment gateway that lets businesses accept cryptocurrency payments online and in person. It provides checkout widgets, payment buttons, payment links, and a virtual terminal that convert crypto payments instantly into a merchant's preferred fiat currency. The platform also supports recurring subscription billing, automated mass payouts and disbursements, invoice-based billing, over-the-counter trading, remittance transfers, and fiat-to-crypto conversion. Businesses across e-commerce, retail, and service industries use it to accept and send multiple cryptocurrencies without exposure to price volatility.

CryptAPI Payment Gateway is a merchant payment gateway that lets online businesses accept cryptocurrency payments without requiring account registration or API keys. It works through REST API endpoints and prebuilt e-commerce plugins, generating payment addresses, invoices, and webhook callbacks that forward funds directly to a merchant-supplied wallet. The gateway calculates network fees and converts amounts using real-time price feeds, letting merchants receive settlement across a wide range of supported cryptocurrencies and stablecoins.

Coinflow is a payment infrastructure platform that enables businesses to accept customer payments and send payouts to users worldwide. It processes credit and debit cards, bank transfers, digital wallets, and stablecoin payments, and settles funds to a merchant wallet or bank account through instant or standard rails. The platform also handles fraud protection, chargeback indemnification, and regulatory compliance for merchants. Additional capabilities include recurring subscription billing and multi-party marketplace payments with split settlements and automated seller payouts.

Dynamic SDK is a wallet infrastructure platform that lets applications embed self-custody and server-managed wallets, connect external wallets, and accept stablecoin payments. It provides authentication through email, social login, and external wallets, key management via threshold signature schemes, and smart account features for gas sponsorship and approval logic. Developers use it to onboard users, manage compliance and fraud controls, and move funds across multiple blockchains without building wallet infrastructure from scratch. The platform also supports global wallets that operate across multiple partner applications and programmatic server wallets for automated signing.

Fuze OS is a digital asset infrastructure platform that lets banks, fintechs, and other businesses embed crypto trading, custody, payments, and stablecoin services into their own products. It provides unified APIs for wallet creation, fiat and crypto account management, trading execution, and compliance monitoring. The platform handles order execution, custody orchestration, and reconciliation while giving operators a dashboard to track transactions and compliance events. It supports fiat-to-crypto conversion, cross-border settlement, and AI-assisted compliance automation. Businesses use it to launch branded trading, payment, and wallet experiences without building regulatory or custody infrastructure themselves.

Blockchain Payments is a Salesforce-native merchant payment gateway that lets businesses accept cryptocurrency and stablecoin payments directly inside their Salesforce CRM. It generates payment links and QR codes that sales and accounting teams can send to customers through invoices, email, or text, recording each transaction within existing CRM workflows. The gateway accepts multiple digital currencies and stablecoins, giving businesses a lower-cost, faster-settling alternative to traditional payment rails for domestic and cross-border sales.

Nodex is a non-custodial merchant payment gateway that enables businesses to accept cryptocurrency payments and receive settlement instantly. The platform's smart contracts route each payment through decentralized liquidity pools to fetch the best available exchange rate at the time of payment, converting the payer's chosen token into the merchant's selected settlement asset. Merchants connect a self-custody wallet to configure receiving addresses and settlement tokens, avoiding identity screening requirements and per-transaction fees, while payers pay directly from their own web3 wallets across multiple blockchain networks.

CoinRemitter is a merchant payment gateway that lets businesses accept cryptocurrency payments for goods, services, and donations. It processes payments through hosted wallets with automated forwarding to merchant-specified addresses, notifying merchants of activity via webhooks. Merchants integrate it through a REST API, open-source plugins for popular e-commerce and web platforms, or embeddable tools such as invoicing, pricing tables, presale campaigns, payment buttons, and hosted payment pages. It supports transactions across multiple blockchains and stablecoins.

Bitwave Stablecoin B2B Payments is a merchant payment gateway that enables crypto-based invoicing, bill payments, and cross-border transactions with automated reconciliation. The system supports stablecoin payments with configurable approval workflows, vendor wallet verification, and ERP integration for enterprise accounts payable and receivable operations.

ONE.io Fusion is a merchant payment gateway and crypto trading platform for businesses and institutional clients. It lets merchants accept payments in major cryptocurrencies through shareable payment links, converting and settling proceeds into a chosen fiat currency, while a linked OTC desk and automated trading platform let clients buy, sell, and convert crypto and crypto-to-crypto pairs at all-in rates. Both services connect to integrated business accounts for fiat settlement, giving businesses a single account through which to accept crypto payments and trade digital assets. The platform settles received cryptocurrency into fiat, typically on the next working day.

Kyrrex Pay is a merchant payment gateway that allows businesses to accept cryptocurrency payments through invoice-based checkout integrations. Merchants configure a business account with receiving assets, auto-conversion settings, and underpayment limits, then generate invoices that clients pay from external wallets or exchanges. The system automatically converts received funds and settles to the merchant's preferred currency, supporting multiple cryptocurrencies and stablecoins across several blockchain networks.

Itez Payments is a merchant cryptocurrency payment gateway enabling businesses to accept digital asset payments and execute mass crypto payouts. The platform processes transactions across multiple blockchains and provides SDK and API integration, customizable branded payment pages, and fast settlement with conversion between cryptocurrency and fiat for withdrawal to business bank accounts. It is designed for businesses seeking to integrate crypto payments into their existing checkout flows.

BucksBus Payment Gateway is a non-custodial merchant payment gateway that lets businesses accept cryptocurrency payments directly to their own wallets. It connects merchants, customers, and licensed payment partners through an API-based interface supporting invoices, deposits, recurring payments, and offline QR code payments. The gateway also offers an on-ramp allowing customers to pay by card, with automatic conversion and settlement into cryptocurrency, plus an internal exchange for swapping between supported assets. Merchants configure payment thresholds, white-label checkout pages, and receive real-time payment notifications across multiple supported blockchains.

Ivorypay Payment Gateway is a merchant payment gateway that lets businesses accept cryptocurrency and stablecoin payments and pay suppliers globally through a single integration. It processes checkout widgets, payment links, and a hosted storefront, converting incoming payments and settling funds to local African currencies via banks or mobile money. Businesses in e-commerce, import and export, and international trade use it to receive payments from customers worldwide while paying overseas suppliers without forex restrictions. The gateway also provides business wallet management, transaction analytics, invoicing, and withdrawal processing to local banking infrastructure.

0fiat is a merchant payment gateway available as a browser extension and Android app that lets users pay with cryptocurrency at online checkout. It connects a user's wallet to supported retailers so stablecoin deposits are converted and settled to merchants in local currency automatically. Users approve each payment directly from their own wallet, with no identity verification or card details required. The same account and wallet-connection flow works across the desktop extension and the mobile app, letting users check out on either surface interchangeably.

FidduPay is a merchant payment gateway that lets businesses accept cryptocurrency payments across multiple blockchain networks through a REST API and Node.js SDK. Payments are verified on-chain and funds are automatically forwarded to merchant-configured wallets, or optionally left in customer-controlled addresses under an address-only mode. The platform is delivered through a single merchant dashboard covering payment creation, refunds, sub-account customer management, wallet configuration, analytics, invoicing, security monitoring, and webhook notifications, with a sandbox environment for integration testing.

Reddio Pay is a merchant-facing stablecoin payment gateway enabling businesses and developers to accept stablecoin payments. It provides payment links, real-time webhooks, and a developer API across multiple blockchains. The product is positioned for AI coding platforms and other developer tools requiring programmatic payment acceptance.

Truther Checkout is a merchant payment gateway that lets platforms accept stablecoin payments and settle in local currency through instant payment networks. It processes transactions on-chain and connects to local settlement rails, allowing platforms to accept digital-asset payments even in markets where the business itself has no direct presence. The product is designed for business use, targeting platforms and fintechs that want to add stablecoin acceptance without building their own payment infrastructure.

Pay with Mular is a merchant payment gateway that enables Nigerian businesses to accept stablecoin and crypto payments from customers and partners worldwide. Merchants receive inflows in supported digital assets and access the funds converted to Naira within seconds, without relying on intermediaries. The service targets businesses seeking to receive cross-border payments without restrictions tied to their incorporation location, while reducing fees and settlement delays compared to conventional channels.

Nevermined Pay is a merchant payment gateway that lets AI agents transact autonomously using delegated virtual cards and usage-based billing. Users set spending mandates with amount caps, expiry, and transaction limits, after which agents authorize purchases through the x402 protocol without manual card entry. Enrolled cards are issued as virtual card credentials, including Visa-powered virtual cards, usable at any merchant accepting that card network rather than a single platform. The system meters usage in real time and settles payments across fiat and crypto rails, while also billing AI service providers for agent consumption on their APIs.

Loofta Pay is a non-custodial payment app that lets users send crypto to an email address or social handle instead of a wallet address. Recipients claim through a link and hold the funds in a range of tokens or cash out to a bank account or payment app, while senders can enable a shielded mode that hides the amount and counterparty. It also provides payment links, a Telegram bot, giveaways, and an SDK with hosted checkout for businesses.

Dope Pay is a consumer stablecoin payment application that lets users scan or tap to pay at QR-enabled merchants. It is built on an embedded, self-custody wallet, letting users hold and spend stablecoins directly from their phones. The app targets everyday consumer spending rather than merchant integration, distinguishing it from Stableyard's merchant-facing infrastructure, and it connects to the Stableyard merchant network for settlement.

Speed Merchant is an enterprise payment infrastructure platform that enables businesses to accept, send, and settle Bitcoin and stablecoin payments over the Lightning Network. It provides checkout and payment link tools for accepting payments, instant global payouts, and onramp and offramp services for converting between fiat and digital assets. Businesses integrate the platform through APIs and point-of-sale tools while accessing compliance features to meet regulatory requirements across multiple jurisdictions. The platform serves global businesses seeking low-fee, near-instant settlement in place of traditional payment rails.

Stable Mint Payments is a merchant payment gateway that enables businesses to accept fiat payments and settle in stablecoins within seconds. Merchants integrate through hosted checkout, embedded widget, or white-label options via a single API. Settlement runs on stablecoin rails, replacing multi-day clearing with instant on-chain finality.

Performa is a B2B payment infrastructure platform that unifies cryptocurrency acceptance, cross-border payouts, and OTC trading access into a single API-driven system for globally operating businesses. Merchants and platforms accept multiple cryptocurrencies through checkout integration, payment links, or embedded revenue-splitting tools, while contractors and partners receive automated batch payouts across many countries. Businesses can also access structured over-the-counter crypto transactions through vetted counterparties within a compliance framework that includes KYC/KYB onboarding and AML screening. A non-custodial, wallet-based version of the platform is in development, allowing funds to remain in a user's own wallet rather than a platform balance.

Fizen Pay is a merchant payment gateway that enables online and offline businesses to accept cryptocurrency payments from customers. Merchants integrate the gateway through plugins, an API, or an SDK to receive payments instantly in the cryptocurrency of their choice without holding customer funds in an intermediary account. The service settles payouts in crypto or converts to fiat for wire transfer, letting businesses reach crypto-holding customers while avoiding chargebacks.

Deus X Pay is a regulated stablecoin payment gateway that enables businesses to accept cryptocurrency payments, process deposits and withdrawals, and convert digital assets to fiat currencies. It supports business wallets with static deposit addresses, dynamic invoicing, and API, SDK, and widget integrations for embedding crypto payments into existing checkout flows. Institutional clients can also execute programmatic over-the-counter crypto trades through the platform's trading desk. Access and administration are handled through a merchant console.

Merchant Payment Acceptance is a business payment gateway that lets merchants accept stablecoin and traditional payments across in-store, online, and link-based checkout. It supports card, QR code, and stablecoin transactions through POS terminals and mobile point-of-sale interfaces, API and SDK integration for e-commerce checkout, and shareable payment links sent via email, SMS, or social media. Merchants receive settlement in local currency even when customers pay with stablecoins, and access all channels through a single merchant account.

Flipeet Pay is a stablecoin payment application and infrastructure platform that lets individuals and businesses send, receive, and spend stablecoins while paying and settling in local currency. It provides multi-currency virtual accounts, on-ramp and off-ramp conversion between fiat and stablecoins, and tools such as no-code payment links and a direct API for merchant checkout integration. Individuals can also access tokenized asset investing, including tokenized equities, directly within the app. The platform includes KYC and AML compliance checks and serves both personal users and businesses across multiple countries.

Swapin is a crypto payment platform that lets businesses and individuals convert between digital assets and fiat currencies. It provides payment links and API tools for merchants to accept crypto and stablecoin payments, personal tools to buy or sell crypto against fiat, and an embeddable widget that lets Web3 platforms offer on-ramp and off-ramp functionality within their own interfaces. The platform operates as a non-custodial service, settling fiat through dedicated bank accounts and cross-border transfers within Europe. Businesses can also use it to pay invoices or bills using cryptocurrency holdings.

KIRAPAY Payment Gateway is a cross-chain merchant payment gateway with SDKs and APIs for accepting cryptocurrency payments. It lets customers pay with tokens held on one blockchain while merchants settle on their preferred chain, using an intent-based routing system that handles bridging and swapping behind the scenes. Merchants can also generate no-code payment links without integrating the API directly. The product is in open beta while a new version is under development.

Braza Checkout is a merchant payment gateway that allows foreign businesses outside Brazil to accept payments from Brazilian customers using domestic Brazilian payment methods, both online and in person. It converts payments made through local rails into the merchant's own currency and settles funds directly to the merchant's account, avoiding chargeback exposure. The product targets international retailers and service providers seeking to sell to Brazilian consumers without requiring international credit cards.

DYOR Pay is a payment system that lets businesses accept any token as payment for services, with fast integration and custom solutions. It settles payments on the TON blockchain and supports tokens including Toncoin and a dollar stablecoin. It is aimed at merchants and projects seeking to accept crypto payments within the TON ecosystem.

GigaWallet is a merchant payment gateway that enables businesses to accept Dogecoin payments programmatically. It manages address generation, deposit tracking, and payout processing so merchants can integrate Dogecoin acceptance into their own applications. It is aimed at businesses and service operators seeking to add Dogecoin payment support without building custody infrastructure themselves.

Gaian Payment Platform is a stablecoin payment infrastructure product that enables borderless QR code payments and cross-border transfers with automatic conversion to local currency. It provides an API gateway and open-source SDK for businesses to embed stablecoin payments into their own platforms, alongside a hosted QR scanner and checkout for end users. The platform also issues embedded wallets so users without existing crypto wallets can hold and convert multiple stablecoins, and supports on and off-ramp conversions between stablecoins and local fiat currencies through licensed banking and payment-service partners. It operates across multiple blockchains and settles payouts through local banking rails in several Asia-Pacific markets.

GoPay Payment Gateway is a merchant payment gateway that lets businesses accept online payments through cards, bank transfers, digital wallets, and select cryptocurrencies. It processes transactions through redirect, inline, or mobile checkout flows while maintaining PCI DSS Level 1 compliance. Merchants can offer a range of payment methods across multiple currencies and languages, and the gateway supports recurring billing, pre-authorization, and refunds.

Ammer Pay is a merchant payment platform that enables businesses to accept cryptocurrency for online and in-store transactions. Merchants generate invoices for e-commerce and remote payments, and operate software or hardware point-of-sale terminals that accept tap-to-pay NFC transactions from a companion card or QR-code scans from customer wallets, with both custodial and non-custodial settlement options. The platform is distributed as a separate application from the primary asset-management wallet and is used by merchants rather than individual holders.

HoneyCoin is a payment orchestration platform aggregating multiple payment providers, processors, and blockchain rails into unified API infrastructure for cross-border business payments. Users hold funds in multi-currency wallets supporting fiat and stablecoins, collect payments via bank transfers and mobile money, execute payouts across various markets, convert currencies through an OTC desk, issue virtual cards for expenses, and process bulk payouts for payroll operations.

IVPAY is a merchant payment gateway that enables businesses to accept cryptocurrency payments across multiple channels. It supports NFC and QR-based point-of-sale terminals, a mobile app that turns smartphones into payment terminals, e-commerce plugins, vending machine integrations, and a REST API for custom checkout flows. Payments are processed asynchronously, with the customer redirected to a hosted payment page and the merchant notified of final status via webhooks. Merchants can also generate real-time invoices with automatic PDF creation and manage transactions through a dashboard, choosing to settle in crypto or convert to fiat.

Ping is a payments infrastructure platform that provides unified APIs, hosted checkout sessions, embeddable payment widgets, and a fiat-to-crypto on-ramp for accepting cryptocurrency payments across multiple blockchains. It uses cross-chain intent routing so payers can pay in any supported currency while payees receive their preferred asset, with checkout links, card-based payment acceptance, and a command-line tool available. The platform is designed for merchants, developers, and autonomous agents needing borderless payment flows, and additional features such as recurring subscriptions and an account layer are in development.

Minisend is a cross-chain stablecoin settlement platform that lets individuals and businesses deposit USDC or USDT from multiple blockchains into a single address and convert the balance to local currency. The platform settles payouts to mobile money accounts such as M-Pesa or to local bank accounts across supported African markets. Beyond the consumer app, it offers a merchant dashboard with hosted checkout, payment links, invoicing, and scheduled auto-settlement, alongside off-ramp, on-ramp, and wallet APIs for developers to embed the same conversion and settlement flow into their own products.

Kaprex is a financial services platform that combines stablecoin rails with traditional banking infrastructure to facilitate cross-border payments, currency conversion, and merchant settlement. Users receive virtual accounts for USD, EUR, and GBP deposits, hold balances as stablecoins across multiple blockchain networks, and convert between fiat and crypto at market rates. The platform also provides a stablecoin-funded payment card, local payout rails for African markets, stablecoin savings yield, and API access for business integrations.

CoinCorner Checkout is a Bitcoin payment gateway enabling businesses to accept Bitcoin and a dollar stablecoin in-store, online, or through email invoicing. Merchants choose hosted or embedded checkout integrations, a range of e-commerce plugins, or a point-of-sale app for in-store acceptance. Received payments settle automatically in GBP or EUR.