List of Payments projects in Web3 (2026)

Toku

Payments

Pay your people in every country you hire in, without losing a cut.

Toku is a stablecoin payroll infrastructure company. It helps businesses pay employees and contractors in stablecoins, fiat, or tokens across more than 100 countries while staying compliant.

Onchain token distribution

Sablier is an onchain token distribution protocol. It provides streaming payment infrastructure for vesting, payroll, airdrops, and grants used by DAOs and businesses.

Ledig Technologies

Payments

Stablecoin Liquidity Across Emerging Markets

Ledig Technologies is a stablecoin liquidity and FX hedging infrastructure provider for cross-border payments. It serves fintechs, payment service providers, and enterprises operating across emerging markets.

Send and receive money across Africa and the US

Accrue is a cross-border payments company serving Africa and the US. It lets users send money internationally, hold US dollar accounts, and save with interest through a mobile app.

Pay Smarter, Live Better

DCS Card Centre is a licensed financial institution that issues credit and charge cards and provides stablecoin-to-fiat payment solutions. It serves individuals, merchants, and businesses in Singapore and the region.

Flipeet

Payments

Creating what makes life better

Flipeet is a stablecoin payments company serving businesses, nonprofits, and charitable causes. It provides merchant checkout, crowdfunding, and donation tools built on blockchain infrastructure.

Pay bills with crypto or send money to friends, suppliers and employees

Swapin is a crypto payment processor that converts cryptocurrency to fiat currency for businesses and individuals. It is licensed in the EU and serves merchants, platforms, and individual users needing crypto-to-fiat conversion.

Payments for the AI Age

PayAI helps developers enable autonomous AI agent payments through x402 and related tools for instant microtransactions across multiple blockchains.

Pay with any token, anywhere, instantly

KIRAPAY is a cross-chain payment gateway for crypto transactions. It lets businesses accept payments across multiple blockchains through an API, SDK, or no-code payment links.

Bullring Finance

Payments

Stablecoin Rails for African importers.

Bullring Finance is a payments company providing global settlement infrastructure. It offers a single API for cross-border collections, payouts, and treasury operations using stablecoin rails.

Saber Money

Payments

Cross-Border Payment Infrastructure for Asia, Powered by Stablecoins

Saber Money is a stablecoin-based cross-border payment infrastructure provider. It lets remittance companies, neobanks, and fintechs move funds internationally and settle into local bank accounts.

Reflect Money

Payments

Credibly neutral, capital efficient stablecoin protocol on Solana.

Reflect Money tokenizes DeFi strategies as interest-bearing US dollar stablecoins managed by decentralized programs rather than human operators.

Connecting LATAM to global finance.

Capa is an enterprise cross-border payments platform and stablecoin FX provider for Latin America. It helps fintechs, financial institutions, payment companies, and corporations move money across borders through an API, SDK, or dashboard.

Gaian Network

Payments

The stablecoin infrastructure for cross-border payments

Gaian Network is a stablecoin payment infrastructure provider for cross-border transactions. It connects global stablecoin liquidity with local banking rails so businesses and individuals can convert and settle funds into local currency across APAC markets.

BlindPay

Payments

Stablecoin API for global payments

BlindPay is a stablecoin payments infrastructure company. It helps businesses send and receive money across borders using fiat currencies and stablecoins.

Move money across Latin America in seconds, not days

Alfred Pay is a payments infrastructure company for Latin America. It connects stablecoins to local banking systems, letting businesses move cross-border payments and access local payment rails through a single API.

The operating system for stablecoin payments

Lumx is a stablecoin payment infrastructure company. It provides APIs that let fintechs and payment processors collect, convert, and settle cross-border payments using multi-currency accounts and custodial wallets, mainly for Latin American markets.

Meet the powerful payments solution

GoPay is a payment gateway provider that helps merchants accept online payments. It offers multiple payment methods and checkout integration for businesses across the Czech Republic, Slovakia, and other markets.

Book hotels, resorts and vacation rentals with crypto

TravelSwap is a crypto-native travel booking platform. It lets users book hotels, flights, and vacation rentals worldwide using various digital assets alongside card payments.

South African rand at internet speed

ZARP Stablecoin provides a cryptocurrency pegged to the South African Rand, enabling users to transact with blockchain efficiency while maintaining ZAR price stability.

The future of international finance

HoneyCoin is a cross-border payments company that enables businesses and consumers to move value globally using stablecoin and fiat rails.

Novacrust

Payments

Turn crypto into cash. Send money to 50+ countries.

Novacrust is a financial technology platform that helps freelancers and remote workers receive international payments. Users can open USD accounts, get virtual cards, exchange currencies, and convert crypto to cash.

Shaping the future of finance, together.

Swift enables financial institutions to exchange secure financial messages for cross-border payments, securities processing, and compliance.

Welcome to your gateway to crypto payments

IVPAY is a crypto payment platform that lets merchants accept digital currencies through payment terminals, a mobile app, e-commerce plugins, and vending machine integrations.

The orchestration layer for payments

Ping is a crypto payment platform that lets users send and receive funds across any blockchain using intent-based routing.

Minisend

Payments

Onchain earnings truly spendable

Minisend is a stablecoin payments company serving Africa. It lets users convert USDC and USDT from multiple blockchains into local currency via mobile money or bank transfer.

Kaprex

Payments

Send money globally with crypto and fiat

Kaprex is a stablecoin-based payments platform for cross-border money transfers. It lets freelancers, businesses, and individuals convert between fiat and stablecoins and send payouts to bank accounts and mobile money wallets across Africa.

Be the master of your money

Immersve is a payment infrastructure company that enables Web3 wallets, DeFi protocols, and exchanges to issue Mastercard branded cards funded by crypto assets.

Global payouts automation for humans and AI agents

Payouts.com is a financial operations platform for global vendor and customer payments. It provides mass payouts, accounts payable and receivable automation, tax compliance, cards, and reconciliation tools for businesses.

The money platform that never lets you down

Juicyway is a cross-border payments company. It provides multi-currency accounts, currency exchange, and stablecoin transfers for businesses and individuals moving money internationally.

One app for USD, EUR, and GBP accounts that also trades, predicts, and spends.

Hurupay, rebranding to Kolan, is a payments company providing virtual fiat accounts for freelancers, remote workers, and businesses in emerging markets. It lets users receive international payments, hold stablecoins, and spend through linked cards.

The AI-powered financial platform for a borderless world.

Infini is an AI-powered financial platform for global businesses. It combines multi-currency accounts, stablecoin corporate cards, cross-border payments, and treasury yield tools for cross-border commerce.

Pay the world

Bitwage is a global payroll company that pays teams and freelancers in cryptocurrency, stablecoins, or local currency. It serves businesses and workers across many countries seeking flexible international payment options.

Payments, reinvented for business

Rail is a payments infrastructure company that connects fiat and stablecoin systems. It helps fintechs, neobanks, and enterprises move money globally through a single API.

Simple crypto infrastructure

SimpleFi is a crypto payments and infrastructure company. It builds tools for merchants, users, and communities to transact and coordinate using digital assets.

Taran App

Payments

Your easy bridge from mobile money to digital currency

Taran App is a digital money exchange service that converts mobile money to stablecoins and back. It serves individuals and small businesses across parts of East Africa and the Horn of Africa.

SFx Money App

Payments

Receive money overseas with ease

SFx Money App is a payments company offering a stablecoin-based money app for African expats and international students. It enables free cross-border transfers, USD wallets, and virtual cards between Africa, Turkey, the US, and Europe.

Your money, your keys

Secuwa is a self-custody crypto wallet provider. It lets users manage savings, tokenised assets, and trading through a passkey-secured wallet without seed phrases.

Unlock the future of payments

AmmerPay is a cryptocurrency payment processing company for merchants. It enables businesses to accept crypto payments through point of sale terminals, e-commerce plugins, and invoicing tools, with settlement in CHF or EUR.

The all in one payroll and HR platform for global teams

Deel is a global payroll and HR platform for international workforces. It helps companies hire, pay, and manage employees and contractors across many countries, including optional cryptocurrency payout options.

Everything You Need to Use Crypto in Real Life.

Vent Africa is a cryptocurrency-to-fiat payments company serving Nigerian users. It lets users convert digital assets to Naira instantly and manage funds through a mobile app.

Myaza

Payments

Africa's global money app, built on stablecoin rails.

Myaza is a cross-border payments company serving Africa. It lets users hold multiple currencies, send money across borders, and spend globally with a USD virtual card.

Spend Bitcoin. Keep your Bitcoin.

Tapnob is a Bitcoin and stablecoin payment platform serving Africa. It lets users buy and sell Bitcoin, send money, and pay bills, with local currency settlement to bank accounts.

Velocity

Payments

Money rewired for velocity

Velocity is an enterprise platform for cross-border payments, real-time settlement, and treasury management powered by stablecoins.

Tylt

Payments

Global Stablecoin Payment Infrastructure

Tylt is a stablecoin payment infrastructure provider. It helps businesses custody, move, and convert digital assets while connecting to local fiat payment systems through licensed partners.

B2b private wallet payment service

CryPay is a non-custodial crypto payment gateway for merchants. It lets businesses accept cryptocurrency payments globally using self-custody wallets.

Stable Regulated European

StablR lets you exchange euros and dollars as stable digital currencies, fully backed by cash and cash equivalents for stability.

Gift crypto to anyone, anywhere

BitGifty is a crypto payments platform. It lets users send cryptocurrency as gift cards via email and spend crypto on mobile top-ups, utility bills, and brand gift cards.

Your money, free and borderless with CiNKO

CiNKO is a digital payments company offering a wallet for USD and crypto. It serves freelancers and remittance users in Latin America with deposits, transfers, payments, and card services.

The global money movement API

Walapay is a payments company providing API infrastructure for cross-border money movement. It helps businesses and platforms collect, hold, and send funds using virtual accounts, fiat rails, and stablecoins.